Welcome to the FSB insurance service blog
Insurance is a massive market and a huge, often complex, industry has been built around it. As a small business, you will have to deal with this industry at some point whether it’s through public...
View ArticleChecking in with your premiums
If you’re a new FSB member, or if you’re new to the FSB Insurance Service, it’s a really good idea to check in with one of our advisors to see if they can do anything about the premiums that you’re...
View ArticleSeasonal influences on trade
Seasonal trade Insurance is all about being prepared for the unlikely but still possible dangers affecting you in some way. Having a contingency plan for the worst case scenario is the best way you can...
View ArticleCard processing fees
How will a cap on card processing fees affect small businesses? The European Union is clamping down on payment card companies charging fees to retailers to cover processing card costs. Whilst at...
View ArticleBack to school, time to learn
The summer holidays have come to a screeching halt which is either a terrible thing or a very good thing depending on who you talk to. September marks the time where hordes of children, teenagers,...
View ArticleWhat’s the biggest thing you’ve learnt when running your business?
Last week we talked about areas that you can learn more about to improve your business overall . Today we’re asking what’s the biggest thing you have learnt whilst running your business? Perhaps an...
View Article8 ways to accept card payments
Image courtesy of iZettle A couple of weeks ago, we talked about new legislation from the EU cutting out fees that card companies can charge , meaning more small businesses might be able to accept card...
View ArticleCard payments: What's the catch?
Yesterday we ran a piece about accepting card payments as a small business and someone dropped us a line to ask if there were any downsides to doing so. Beyond the fees that you often need to pay on...
View ArticleVisual guides to business insurance
Everyone processes information differently. Newspapers worked this one out a long time ago when they formatted their stories in columns, because it’s just easier to read this way. When it comes to...
View ArticleKeep marketing simple
When David asked me if I was happy to share some marketing advice for FSB members reading the blog, it got me thinking about what some of the most common misconceptions were surrounding the dark arts...
View ArticleProfessional Indemnity Insurance: An Infographic Guide
If you're a business owner who provides advice or a professional service you'll more than likely need to hold Professional Indemnity Insurance. This cover is designed to protect an individual or...
View ArticleBusiness Activism
Businesses have the option of getting involved in political issues surrounding hot topics that affect the corporate world. The government frequently makes decisions that affects entire industries in...
View ArticleChasing Debts as a Small Business
Every business, large and small, will at regular intervals have to become a debt collector and run around after unpaid bills and invoices. Sometimes it will be because of a payment slipping through the...
View ArticleAverage is Not Enough
Graphic artist Harvey Pekar, famous for the highly observational slice-of-life series of comic strips, American Splendour, once observed two removals men chatting about one of their girlfriends. The...
View ArticleSME's and Cyber-Attacks - What you need to know
Techopedia sums up a Cyber-Attack as deliberate exploitation of computer systems, technology or dependent enterprises and networks. Now if like us this makes about as much sense as a chocolate teapot...
View ArticleGenerating Interest Through your Ads
We see ads on a daily basis. They are served to us in between chunks of our favourite TV shows, by the side of the road, in our newspapers, before online videos, embedded into websites and over our car...
View ArticleHealth and Safety (Not) Gone Mad
Health and safety might not be the first thing that gets a priority with your small business, but sooner or later you are going to have to give some consideration to it. Health and safety is a much...
View Article5 Ways to Help you Get a Bank Loan
Getting the bank to loan you money has been a challenge lately thanks to hostile market conditions and a general reluctance of financial institutions to take chances on their customers. Whilst this has...
View ArticleUsing LinkedIn for Networking
Social media is still a bit of a mystery to most people. Even those with social media as part of their jobs it can be a little mystifying. Networking itself is however a crucial part of developing your...
View Article3 Reasons Why you Should Have a Company Website
There is a very valid argument that despite the rise of technology and the internet in general that most of the world’s trade still happens offline. Even with a lot of insurance companies, most of the...
View ArticleYou and ROI
ROI are three letters that marketers like to talk about a lot. They stand for Return On Investment, which loosely translates as the amount of money you get back for the money you spend on advertising....
View ArticleAre You Covered Where it Counts?
Are you covered where it counts? According to recent research, over half of all UK businesses could be underinsured*. The same research suggests that millions of firms do not have adequate cover for...
View ArticleInsurance Premium Tax Change
In the summer budget, the Chancellor of the Exchequer George Osborne announced that the standard Insurance Premium Tax (IPT) rate would be increased from 6% to 9.5% from 1st November 2015. Here we...
View ArticleBusiness Insurance: Are you covered where it counts?
Businesses are tricky things, and insuring them can be one of the trickiest things of all. Insurance can be confusing and that’s why getting the right insurance company or broker is so important. They...
View ArticleInsurance Premium Tax Change 2016
HM Revenue & Customs announced on 16 March 2016 that the standard Insurance Premium Tax (IPT) rate would be increased from 9.5% to10% from 1st October 2016. Click on the link below to find out who...
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